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1964 Rambler 990-H |
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Exzion
AMC Nut
Joined: Dec/26/2010 Location: New Oxford PA Status: Offline Points: 465 |
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Topic: 1964 Rambler 990-HPosted: May/21/2013 at 8:40pm |
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Apparently Stacks of Receipts totaling WELL over what I want to insure it for don't mean anything, because I am under 25, they will only insure up to a set maximum...
How can a persons clean driving record be completely worthless, simply because every other <25 year old idiot smashes their 90hp Honda into every moving and non-moving object on earth? *End Rant... Still looking for insurance, It's looking more and more like I am going to pay dearly for a hagarty policy for a year until I turn 25 and then the policy is ~1/4 of what they want currently... |
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1989 Toyota MR2 - Sold
1988 Toyota MR2 - Sold 1991 Toyota MR2 Turbo 2000 Audi A4 1.8TQMS 1964 Rambler Ambassador 990 1965 Rambler Marlin - Parts |
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401MATCOUPE
AMC Addicted
Joined: May/20/2010 Location: Salisbury, MD Status: Online Points: 637 |
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Posted: May/21/2013 at 2:51pm |
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My father and brothers used JC Taylor for years...1970 thru 1990, but since the old fellow that started the company died, their service is far below par. When I bought the two AMX's from my brothers widow, previously insured by JC Taylor, they would not re-insure at all. I called Hagerty, great price, fast service, I never had to file a claim, but my father has (with Hagerty). He had 2 antique cars in PA floods two summers ago, both cars in water over the door sills. Both had water in engine oil and trans. They gave an oder to spend up to the Agreed Value on both cars to replace all electrical parts (starters, alternators, etc) that were under water, all carpet uphostery, brakes, wheel bearings/axle bearings, all fluids including one round of fluids for flushing...bill was over $12K for both cars..they didn't debate just sent check...took lots of pics and reciepts. No questions asked and they didn't drop him! I have all 22 of my antique cars insured through them, with appraisals.
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Ross K. Peterson
68 X,GoPac,343,AT,ScarabGold(1stCar) 68 X,GoPac,390,4sp,ScarabGold 69 X,GoPac,390,4sp,BealeStBlue 70 X,GoPac,390,4sp,Glen Green,8 70 X,GoPac,390,4sp,BBO,8 74 MatadorX,401,AT,Prototype |
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Exzion
AMC Nut
Joined: Dec/26/2010 Location: New Oxford PA Status: Offline Points: 465 |
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Posted: May/21/2013 at 1:27pm |
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That's exactly why I will have an Agreed Value policy and not a Stated Value Policy. The wheels/Tires were $4k Alone...
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1989 Toyota MR2 - Sold
1988 Toyota MR2 - Sold 1991 Toyota MR2 Turbo 2000 Audi A4 1.8TQMS 1964 Rambler Ambassador 990 1965 Rambler Marlin - Parts |
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farna
Supporter of TheAMCForum
Moderator Lost Dealership Project Joined: Jul/08/2007 Location: United States Status: Offline Points: 7106 |
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Posted: May/21/2013 at 11:55am |
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"State Farm had a good policy for classics years ago to."
ON PAPER. I had a stated value policy on my wagon when it was totaled in 2002. Had undervalued it even, at $7K. I could have got another car and mostly replaced it for that, doing the work myself, so figured it was enough (car would have been more properly valued at $10K), and made for s bit less of a payment. When the car was totaled, I figured I'd get a check for $7K, since another State Farm client hit me. They offered me $3700. When I pointed out the stated value policy I was informed that MS state law said they only had to give me the current market value, and that's what the adjuster determined it was worth. I protested, and they sent out a specialty appraiser, who simply got the model number and looked it up in Old Cars Price Guide - $3500 - but SF would "graciously" give me the $3700 instead. I said "something" and the lady hung up on me (can't blame her for that!). After I complained to the state insurance commission (and sent a copy of the complaint to the SF main office in PA), they sent a "special negotiator" who sent an appraiser who was familiar with hot rods and customs as well as collector cars. He met with me (the other one didn't) and we discussed what had been done to the car. I ended up with $9000 and kept the wreck (which they valued at $500), but it took me two months to get it. I've since pulled all my insurance from SF (shortly after that debacle!). |
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Frank Swygert
American Motors Cars Magazine www.amc-mag.com |
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Wrambler
AMC Addicted
Joined: Jul/02/2007 Location: West Virginia Status: Offline Points: 2364 |
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Posted: May/21/2013 at 9:21am |
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ha-ha, "don't want a 4bbl" you're too much of a car person to hold out on putting one on when it is dropped in you lap! congrats! Haggerty for insurance, they don't have any disclaimer that stops me from letting my sons drive the car. Sons are 20 & 22. You may have to put the car under a shared title, much as that sucks to ge insurance and be able to drive it. CALL insurance companies you may be able to get through the red tape that way. My 22 year old son has me on his Lancer since the bank would not float him a loan even when USSteel confirmed is salary is way over $50k a year. I had Grundy and the restrictions were horrid. Supposed to be an OK company though. State Farm had a good policy for classics years ago to. Edited by Wrambler - May/21/2013 at 9:25am |
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Wrambler
69 AMC Rambler 4.0L, 5 speed 65 Ambassador Ragtop rustbucket 97 Cherokee Sport 4.0L 5 speed 04 Grand Cherokee Laredo 4.7L Quadratrac II Zip is 26505 |
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Exzion
AMC Nut
Joined: Dec/26/2010 Location: New Oxford PA Status: Offline Points: 465 |
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Posted: May/19/2013 at 8:56pm |
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Kevin,
I ended up buying two American hardtop rear window Seals and just Splicing it at the bottom... Perfect, No. Damn good, sure. PM me about those NOS Trunk Panels that you have, I might be needing one as the one I have isn't quite up to par. |
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1989 Toyota MR2 - Sold
1988 Toyota MR2 - Sold 1991 Toyota MR2 Turbo 2000 Audi A4 1.8TQMS 1964 Rambler Ambassador 990 1965 Rambler Marlin - Parts |
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Exzion
AMC Nut
Joined: Dec/26/2010 Location: New Oxford PA Status: Offline Points: 465 |
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Posted: May/18/2013 at 8:03pm |
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1989 Toyota MR2 - Sold
1988 Toyota MR2 - Sold 1991 Toyota MR2 Turbo 2000 Audi A4 1.8TQMS 1964 Rambler Ambassador 990 1965 Rambler Marlin - Parts |
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fast401
AMC Addicted
Joined: Sep/16/2008 Location: swanton, ohio Status: Online Points: 2182 |
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Posted: May/18/2013 at 7:14pm |
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My sons insurance company would not insure the NASCAR Matador because it "Looked like a Race car"!!! He got the insurance for it through Hagerty at a great rate.
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Disturbing the peace since 1970!!! AMX 19245
www.fast-401.4t.com |
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jmhackney
AMC Apprentice
Joined: Dec/15/2010 Location: USA Status: Offline Points: 145 |
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Posted: May/18/2013 at 5:46pm |
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It's like my grandpa told me about insurance people, that I've never seen a poor insurance person. He is funny.
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Exzion
AMC Nut
Joined: Dec/26/2010 Location: New Oxford PA Status: Offline Points: 465 |
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Posted: May/17/2013 at 9:31pm |
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Also, The Insurance Company has been linked to this thread to ascertain an value on this vehicle. They didn't seem to like the value of $25k that I wanted to insure it for...
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1989 Toyota MR2 - Sold
1988 Toyota MR2 - Sold 1991 Toyota MR2 Turbo 2000 Audi A4 1.8TQMS 1964 Rambler Ambassador 990 1965 Rambler Marlin - Parts |
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